AT&T, Verizon and T-Mobile are teaming up to create a new "Payment Network" utilizing Near-Field-Communication (NFC) chips. These chips soon to be embedded in future generations of phones, allow for secure and encrypted short-range wireless communication with different devices, including Point-Of-Sale (POS) machines. The idea is to forgo the need to carry credit cards with you all the time, and instead select the card you wish to use in your phone, wave it in front of the POS Receiver/Sensor and done, your items have been paid for. It's a very interesting concept, and one that I am very interested in seeing in action. However, what about the millions of people without NFC Chip ready devices? I've heard rumors that companies will be creating "cases" that will connect to your cell phone which have the NFC Chip embedded in them, but then comes the issue of having to remove the case when you need to charge the phone, which in many cases is a daily occurrence. It's just one more thing we will need to do. All in all, not a big deal, but I can bet that if this technology takes off, most people will opt to get a NFC ready cell phone rather then deal with the aggravation of a new case.
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